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Welcome to PayByCheck!
The Worlds leading provider of Internet check processing.
PayByCheck pioneered Internet check acceptance and revolutionized the payments world. With thousands of companies in 43 Countries using our services we have the only proven platform that can securely, accurately, and reliably handle the volume of payments that today’s commercial sites generate.
PayByCheck allows for the payment of goods and services by check right from your web site with the industries most extensive verification, validation and even real-time biometric authentication. For call-centers, order fulfillment companies, and other high-volume clients, PayByCheck can accept batch files and process them as pre-authorized drafts or ACH debits per NACHA rules.
PayByCheck uses your existing FDIC insured bank account and banking relationships. We do not require that your customers register with us before they can pay you. We do not limit what products or services you can sell or the dollar amounts that you can charge.PayByCheck is the only system designed for i-Check, or Internet Check, transactions and includes fraud scrubbing, both negative and positive databases, a proprietary address verification system and native support for real-time biometric authentication. PayByCheck systems meet all Federal Regulations and NACHA banking and security rules.
According to the Federal Reserve, next to cash, checks are the most frequently used method of completing transactions in the United States.
PayByCheck includes access to our utilities portal where you can monitor, query and maintain your account in real-time.
PayByCheck uniquely offers Electronic Check Processing (ECP) or Paper Drafts depending on your needs. ECP transactions are processed through the ACH network according to NACHA regulations. Paper Drafts are printed each day and sent to you via first class mail for deposit into your bank account.
The check interface is hosted on our secure servers and is accessed with simple, yet secure, HTML links.