LATE PAYMENTS - COLLECTIONS - CHARGE OFFS - BANKRUPTCIES - JUDGEMENTS - TAX LIENS
REPOSSESSIONS - FORECLOSURES - GARNISHMENTS - LOST/STOLEN CARD - AND MANY MORE!
"YES! You Can Discover... The Time-Sensitive Truth About the Big "3" Credit Bureaus and How To
Build a Near Perfect Credit Rating!"
Tricks... techniques... and tips that have been revealed
to us by insiders who work right in the upstairs offices
of the biggest credit agencies. From the desk of Mark Peterson
Today is
Subject: We swear to show you step-by-step every closely-guarded trick & technique that is being used by America’s top legal and financial specialists today to gain an almost "unfair" advantage in raising your credit score to a near perfect rating.
Finally! Someone has "cracked the code" and is going to tell you the full truth, the whole truth and nothing but the truth.
Suppose you were told the whole truth about the credit bureaus and reporting agencies that would allow you to rapidly increase your credit score and unlock the credit gates.
Imagine... the truth setting you free ...so that you can borrow money, start a business, get new credit cards, buy a home, buy a car, and consistently get approved for virtually any loan or credit line.
Beyond the erroneous, distorted, inaccurate, puffed up, overpriced credit repair solutions available on and off the internet, there is a place of true, real, tangible credit building success, wealth and happiness ...even for the small guys and gals with little to no money.
The pathway to true credit building success has become blurred because of garbage credit repair information that railroads everyone who uses it. If that isn't enough, the Big Three Credit Bureaus don't want you to discover:
- How to beat the credit bureau at their own game: 100% legal
- 3 red flags that will get your dispute unresolved.
- 2 mistakes you should never make when dealing with the bureaus.
- An extremely powerful technique used by legal firms: you can use it too!
- Best times of the year to dispute your credit report.
- Why lenders jealously guard the credit scoring process.
- Secrets of credit balancing: Why you should not consolidate all your debts into one.
- The 7 easiest disputed items that are removed, including bankruptcies.
- The 5 most difficult items and how to remove them!
- What to say and not to say in your dispute letters!
- Professionally written, tried and true letters to use when disputing your credit entries.
- Your Six Basic Rights under The Fair Credit Reporting Act and what they mean to you!
Having less-than-perfect credit in America can cost you hundreds-of-thousands of dollars over your lifetime!
No wonder banks, credit card companies, and mortgage brokers love the big three credit bureaus and their harsh credit rating practices!
They are making billions and billions of dollars on interest. These credit grantors don't have to manufacture anything. Sell anything. Or do anything else except collect... collect... collect. The lower your credit score... the more money they can make off of you. And God help you if you should miss a payment!
DO NOT let this happen to you. One of the two BONUS reports you will gain access to will tell you how to stop the harassing phone calls.
We will show you all the jealously guarded secrets on:
- How to outsmart creditors who are damaging your credit! (They hate us!)
- What legal firms charge 1,000's of dollars to do for you.
- One sure-fire way to force the Credit Bureaus to respond to your demands.
- How to finance a 100% mortgage without money down: I did it!
- Step-by-step Instructions on building a near perfect credit.
If you want to clearly see the pathway to getting an edge over your creditors and successfully removing unwanted and derogatory entries from your credit report, then this could be the most eye-opening letter you will ever read, so you need to listen up.
We are going to teach you step-by-step how to use the powerful tools and techniques that we will make available to you to improve your Credit status in just a few hours – even if you feel like you can’t write a complete sentence! It doesn't matter what your history, background, or credit record is, you'll be amazed at how simple this can be.
You're going to save time, money, and a lot of frustration. You've probably been told that your credit history will stick with you forever, or it takes years to clean up. In just a moment, you'll find out if that old wives tale is really true...Plus, you'll learn how to build new positive credit—right here.
Now, I know you're probably skeptical! That's normal and healthy. But there are plenty of other people who will tell you to trust what we say:
"...it was exactly like you said, I was taking three steps back for every one I took forward. But worse yet, I was totally accepting it. What a wake up call. Now life is good, and so is my credit. I hope this testimonial helps you get the word out. Your website was a lifesaver. Thanks again!"
Rick & Pam Salter
Glendale, IL
The United States has millions of people each year that have to deal with the headaches of bad credit.
So believe me, you're not alone.
People just like you are turned down for credit again and again. It's incredibly frustrating—I'm sure you'll agree.
But I'll let you in on something...
The people that gave the testimonials you just read, felt the same way—before they went through this website. And now they have exceptional credit with no problems.
Even if you have just one negative item on your credit file, getting it removed could save you thousands of dollars and plenty of grief. It could be the difference between getting approved for an important purchase—or not. Did you know that even the smallest collection item on your credit can decrease your credit score by 25 points.
But even if your situation doesn't relate to those people...
There Are Plenty Of Benefits You'll Have With
Good Credit —Which One Do You Want?
- Do you want to finally get approved for a home loan—without a crazy interest rate? You can. And you can kick your feet up and relax, stress free, in your own home.
- Get a nice apartment. Without paying your rent through money orders.
- If you don't have a credit card, now you can get one—even one with a great low interest rate.
- Actually get financed on the "big ticket items", so you don't have to pay up front! The rich have been doing this for years.
- Get approved for the car or truck you want—without having to pay ridiculously high payments!
- Don't worry about making deposits or money orders. They're a pain in the neck, you don't have to deal with them.
- Want to start a business?...Go back to school?...Want a better job? You can do all that and make your life what you want it to be.
- Refinance your home or car. Save a bunch of cash by paying less.
- Get great low auto or health insurance. Don't be surprised if you save 27% on your auto insurance alone!
- Positive credit? Yes, we'll show you how to get that too. So when anyone looks at your credit history they'll see someone with a solid track record.
That's just for starters! There are so many more, I couldn't possibly list them all. But I'm sure you see the advantages of having good credit. Next you'll see how easily you can have it.
Here's A Little Known Secret Your
Creditors Don't Want You To Know.
There are two acts, the FCRA (Fair Credit Reporting Act). And the FDCPA (Fair Debts Collections Practices Act). These two acts were set up to protect your credit rights. Sounds like legal stuff right? Don't worry, they're simple to understand. What they basically do for you is hold your creditors and the credit bureaus responsible—legally. Which means every claim against your credit they have to back up, and prove—which is a beautiful thing.
Because here's where it gets good.
For years, the credit reporting agencies could do anything they wanted. Say what they wanted. Right or wrong... there was nothing you could do about it. In essence, guilty until proven otherwise.
Now how un-American is that?
That's why the U.S. Government got together and passed some new laws... including the Fair Credit Reporting Act... to protect you from these unfair credit bureau practices.
We're going to give you the ammunition you need to blast your way through virtually any credit dilemma... and give yourself a fresh start!
For... you see... the law has a sweet spot built into it. And if you know just how to use it... you can not only remove inaccurate information. You can get accurate information removed too. Legally!
That's right! Accurate information too. Even if the information on your credit report is correct... you can still get rid of it using the powerful techniques we show you.
That's right! Bankruptcies... slow pays... charge-offs. You have the ability to wipe these off of your credit record forever... if you just know what to do.
"Everything I wanted was like another obstacle I had to go through. I hated it. If I would have known how easy it was to fix my credit, I would have done it a long time ago. The interest on my credit card alone was almost as much as the payment! Now I've got a credit card at only 10.9%. ...By the way, I was approved for a great deal on a car too. "
J.C. Fritz
Ventura, CA
Furthermore... We'll tell you exactly how to put these companies on the spot... by giving them just a short amount of time to provide documented proof that the information in your credit file is accurate.
Let me give you an example.
Let's say your credit report shows you have late payments on your credit card 3 months in a row back in '99. You'll dispute your visa or master card company asking for proof of this. The fact is, either they'll not bother with your dispute or not get back to you with the right evidence in the amount of time required by law. Then just like that, the 3 months of late payments, according to your credit record, never even happened. By law it has to come off your credit record.
The same works for loans and everything else.
You would be amazed at how many times the companies don't even get back to us. Think about it, you've got millions of people you have to keep track of, then you get a letter asking you to prove an event from 1999 about one of your millions of customers. Companies don't have time for that and they definitely don't have the staff for it. We know. We've been doing this for 5 years. And even if you don't get it off your record in the first dispute, just send the next letter that we tell you, and then the next and so on. We will show you how to respond each time and provide you with the exact letter that you need to send. Eventually, the reporting agency will have to remove the item from your credit report.
So What Does This Mean For You?
You want lower interest rates, a home loan, a nice car? You want your credit fixed? It's simple, and it's affordable.
The moment you start is the moment your credit starts getting better.
That's the moment you get what you want. No more high interest rates, or deposits. No more sky high payments that suck the money from you faster than you can say "see ya"! And no more crazy hoops to jump through because people don't trust you. Just good credit...and the lifestyle you want.
And it starts just a few minutes from now.
It's Simple, Powerful, and Thousands Of People Did It —Here's What Just One Of Them Had To Say:
Thousands of people have been through this site. Thousands of people got rid of their aggravation and bad credit. They're saving money, they're saving time, and this is what one of them had to say about us:
"After your service I knew any idiot (including me) could get their credit fixed. As long as they could click a button they could do this. I followed your instructions step-by-step and the next thing I knew, my credit was in good standings. I'm shooting for near perfect now!"
Roger Marsh
Manteno, IL.
Just so you know, the testimonials you have read are not the most outrageous results you could imagine. Actually, all the success stories above are from the average person who made the decision to do something about their credit.
So... empower yourself! Stop these credit bureaus from robbing you of your buying power... the very rewards of your hard work. You have nothing to lose and everything to gain. Log in today and take back control of your life... and change your future for the better.
We provide the highest quality products and information, and you can expect nothing less.
You see, other people who offer this type of service make it way too complicated, and they'll charge you hundreds of dollars for the techniques and methods that they use. After all, this information is by no means easy to come by. Which brings me to my next—and final point...
Never Pay A Bunch Of Money To
Repair Your Credit!—Here's Why...
It's funny. We've taken a look at almost every credit repair company on and off the net, and not to our surprise, they'll charge you as much as $500 or $600 on average to "attempt" to repair your credit. (Some even past a $1,000.) Sounds harsh, but it's reality.
Because the truth is it's worth that, honestly it's worth twice that. Imagine every month paying $200 less on your car, or on a new car. Or saving 6% on your next loan. What if your interest rate on your credit cards was 10% less...would it be worth $500 or $600 then? Of course it would.
We always have to laugh at that though.
Because here's where you get an advantage over everyone else.
Our techniques are based on the legal rights you have been given by the U.S. Government. In fact... this is the same information that other credit repair companies base their very expensive programs on. And rightly so.
These laws have teeth. And if you know just how to use them... they can empower you to bring these 'Bad Boys to their knees.
But our program goes further. Much further! We give you the inside secrets straight from the horse's mouth. Tricks... techniques... and tips that have been revealed to us by insiders who work right in the upstairs offices of the biggest credit agencies. It's amazing what someone is willing to reveal over a cup of coffee or a cocktail.
And here's the great part. You will not have to risk one single dime to try out our system for yourself.
How hard is this to do... really?
This is so easy even a high school kid can do it. We'll give you the right words... all legal and proper... to get the job done quickly and easily. Just fill your personal information into the professionally, pre-written letters that you will gain immediate access to, in 5 minutes. Mail them where we tell you. Then sit back and wait for the results to roll in.
Here's What You Will Gain Full Access to In Minutes:
Easy-to-follow... instructions for repairing your credit at the three major credit bureaus. This is written in plain English that you can understand... with easy-to-follow, step-by-step instructions. No bull. No legal mumbo-jumbo. No useless information. These are the same secrets and techniques that lawyers and credit-repair agencies use for their own clients... charging hundreds or thousands more.
40 Professionally Composed Pre-Written Letters: Everything you'll need for every circumstance. And every step along the way. These professionally composed letters have the right words to get the job done. Quickly. Without wasted stamps, energy, or time spent doing it over-and-over again... just to get it right. Just copy... plug in your information... and send them off. You'll get amazing results in as little as 38 days or less.
Easy-to-fill-out Credit Information Dispute Form: Use this form to dispute any of the items on your credit report whether they are correct or not! Remember: The bureaus only have 30 days to prove that an item on your report is valid. Otherwise the law says that they have to remove it no matter what! We'll show you how to make them follow the law.
But How Much Are YOU Willing to Pay to Learn These Powerful Techniques to Skyrocket Your Credit Scores?
Well, realize that this resource of powerful techniques and confessions has never been revealed before and contains very sensitive truths about credit bureaus and the credit scoring system. In fact, the details contained in this resource are in use today and are responsible for consistently removing tens of thousands of bad credit items, even bankruptcies, repossessions, and foreclosures for people just like you!
So at the minimum you are getting closely guarded information that is battlefield tested, proven, solid and factual that's also currently and actively being used today as you read this, to remove thousands of bad credit items every day.
It would only make sense to charge several thousands dollars for you to get your hands on this information. We could easily sell this resource for $700.00 and even $1,700.00 or more. But that would leave the average person out, which would continue to give the upper hand to the big boys and celebrities with the deeper pockets.
Well, it's time to level the playing field.
"I must give you my highest 5-star recommendation! We were trying for months and months to get a good home loan. The problem wasn't getting a home loan though, it was getting one with a good interest rate. We'd qualify for a 11.5% rate, but who can pay that? After joining Perfect Credit Truth, we were approved for a 7.25% rate. Again, my hats off to you, nice work."
Josh Ornando
Caulfield, MO.
You may have seen others charging $200.00, $400.00, $700.00 or more for similar packages. OUR package contains secrets that NONE of the others have touched on. Yet we are going to put it into your hands for just peanuts by comparison.
(Remember, we charged $150 a month for our premium consultancy services!)
What price tag would YOU put on something with the potential to show you exactly how to outsmart the credit bureaus and beat them at their own game legally?
If you're truly serious about the possibility of immediately discovering how to get bad credit items, including bankruptcies, foreclosures, and repossessions removed from your credit history, your entire investment is...
... Only a one-time fee of $97 $47 if you enroll by Saturday, January 31st, 2004!
At $97, I'm sure you'll agree this is an incredible bargain.
But since we just launched this new easy-to-understand online resource with laser precision tips and techniques, you can get it right now at $50.00 off until Saturday, January 31st, 2004 only!
Think about it for a moment. If you consider the fact that you could possibly make back this investment in no time by just getting one bad credit item removed, then this tiny investment of only $47 is more than fair.
We have been criticized by customers and industry professionals for pricing Perfect Credit Truth this low!
In fact, we might be raising the membership price very soon. (We're thinking of testing price points as high as $197 once our introductory launch is over.) So I urge you to get your hands on this system before it's late... I'd hate to see you miss out!
I'll also give you tons of bonuses including tips, strategies and even software!
"You saved me $10,000 in car payments! I wanted to buy a Ford Explorer, but the payment on it would have killed me every month. I knew it was just a couple things on my credit report that blew the payments up sky high. Just about a month later after I got them off my credit record, I was driving the truck. And I could afford it! ...thanks for everything."
Dan Black
Orlando, FL.
If You're Still Unsure, Here are 2 Extra Bonuses
If You're One of The Next 250 People to Order!
I want to make this opportunity even easier by including very valuable bonuses that will really make this the ultimate package for getting rid of damaging credit items and raising your credit scores.
... Here's something GUARANTEED to keep you awake tonight.
FREE BONUS #1:
BANK POWER! ($100 Value)
If you are currently in ChexSystems, SCAN or TeleCheck, this eye-opening guide will have you on your way to getting your name removed from ChexSystems, SCAN & TeleCheck immediately. To receive immediate access to our constantly updated ChexSystems, SCAN, and TeleCheck Removal Information, as well as our closely-guarded list of over 100 banks nationwide that do not use ChexSystems or TeleCheck within minutes, just purchase access to the Perfect Credit Truth right now!
FREE BONUS #2:
Guerilla Tactics to an Eye-Popping Credit Rating ($150 Value)
Credit Bureaus are extremely powerful organizations. Going against a credit reporting agency is almost like a military encounter. Fortunately, once you're armed with the Guerrilla Tactics provided in this report, you can rise to the occasion of winning both the battle and the war!
- Learn how to accelerate your credit approval by matching and controlling connections!
- Learn how to activate a bankers desire to force money into your hands!
- Learn bulldog tactics so powerful, their devilish!
- Tactics and techniques that make collection agencies beg for mercy! The "Get Off My Back" wage earner plan!
- How to unconditionally force credit bureaus to quickly give you the advantage by placing positive information into your credit report.
Total of All FREE Extra Bonuses...
A Whopping $250.00!
This Seems Too Good To Be True.
Is There a Catch? YES, There is.
We will not just sell this membership to anyone.
This is very sensitive information that you are about to learn. So, there is ONE very serious condition that you must agree to in order to get the course.
(We have to do this in order to protect the highly sensitive nature and immense value of the information you're about to become privy to. Here it is...)
You must agree to NOT disclose the information you will learn from The Perfect Credit Truth. In other words, you agree to not publish our tips, methods and strategies in any product of any kind, in any way whatsoever.
This means you CANNOT publish our methods in any book, manual, video, audio recording, article, CD-ROM, website or anything else, by any means. If you're even thinking about buying our product just to resell the information...
... DON'T! It's that simple.
I'm sorry if this sounds a little harsh, but please understand.
This information is extremely valuable to those who learn how to use the awesome power of The Perfect Credit Truth to improve their credit history and increase their credit scores for invaluable benefits.
You cannot publish our information in another product, but you CAN certainly teach your friends, family, children or anyone you want by personally sharing this great information with them. We don't mind that at all.
Still Unsure? Then Don't Say 'Yes' Just Yet
— Let Us Make You a Solemn Promise...
Our 100%, 90-Day — Yes, That Means THREE FULL MONTHS — Love-it-or-Leave-it, Risk-Free, Money Back Guarantee!
Don't say "yes" right now. Just say "maybe."