FREE EBOOK! Ultimate First Time Home Buyer Guide
Step by Guide on How to Buy your First Home. Available for Immediate Download and you can read it from your computer.
America's First Time Home Buyer Specialist
Servicing All 50 States!
Best 0-5% Down First Home Buyer Programs!
First Home Mortgage
Chicago Headquarters
950 N. Elmhurst Road
Mt. Prospect, IL 60056
Illinois Residential Mortgage License #05640(A)
Unlock the Mystery of
Buying your first home
First time home buyers account for a large portion of single family and condo home sales nationwide. Our mission is to educate you about the first time home buyer loan programs available so that you may determine if home ownership is right for you.
New home buyers require expert guidance from a mortgage professional who will walk them through the home buying process which can be a very confusing and complex issue. We understand that that buying a home is the biggest decision someone can make and we will take the time to answer all your questions and make you feel comfortable every step of the way.
First Home Mortgage is a service oriented nationwide mortgage banker and broker. We have the ability to originate, underwrite, and close conventional, jumbo, and FHA/ VA loans in our own name as well as shop the top lenders in the country for the best first time home buyer loan programs available. Our goal is to make your first home purchase hassle free and affordable as possible. First time home buyer loan programs:
Zero Down-Fannie Flex 100% Program -10 Minute Approval!
New! Program now available on 5/1 and 7/1 arms
New! Zero Down-Fannie Flex Expanded Approval Program-10 minute Approval!
New! Zero Down-80/20 Interest Only Program-NO PMI!
Partners in Charity Down Payment Assistance
Dream Program-Gift for down payment
Home solution 103% program-roll in closing costs!
Competitive Rate Advantage 103% Program-roll closing costs!
80/20 Zero Down Piggyback-NO PMI-30 Year Fixed
3% down-Fannie 97 Program -10 Minute Approval!
New! Program now available on 5/1 and 7/1 arms
3% down-FHA Loan Program-10 Minute Approval!
3% down-FHA Kiddie Condo Program-10 Minute Approval!
3% down-2-1 Buydown Loan Program-10 Minute Approval!
0% down-VA Loan Program-10 Minute Approval!
New! True No Doc 0 Down with Down Payment Assistance Program
5% down-First Time Home Buyer Credit Challenge Program-less than perfect credit okay-10 Minute Approval!
5% down-2-1 Buydown Loan Program 10 Minute Approval!
5-10% down-No PMI-Piggyback Loan Program
0% down-EZ Qualifier Series -600 Minimum Score Required!
and Read: If you're not sure about credit history please run credit report with scores prior to phone consultation to determine which first time home buyer program will best suit your financial needs. Minimum credit score is 575.
Click here if you had Bankrupcy.
Today's real estate market is very competitive and we urge you to apply for a pre-approval loan before house hunting. We hope that you will utilize all the resources and tools available here to help you find your first home. Good luck!
Want to crunch payments?
Email Us for Excel Spreadsheet to calculate payments on many of the zero to 5% down first time homebuyer programs. Must have Microsoft Excel software to run spreadsheet.