Real Estate - Foreclosure Investing.

Hidden Fortunes Waiting to be Uncovered in Discounted Real Estate Properties Discover a Proven, Time-Tested, Sure-Fire System for Generating Income, Creating Wealth & Securing Your Financial Future! Date: From: Jarad Severe Subject: New Investing Strategy Proves Profitable! Dear Friend- How would you like to double, triple, even quadruple your income this year? Suppose you could do this in your spare time, without any investment capital, in the comfort of your own home! I would like to share with you a proven, time-tested system for purchasing Real Estate and get you on your way to securing your Financial Future. Sound Crazy? I thought so too... Then I realized the things I was doing in my life wasn't getting me where I wanted to be. I would never become financially free working for someone else. That's when I decided to find out what successful people did to get them out of the so called "Rat Race". Here is what I found... 70% of all millionaires created their wealth with Real Estate. Most of them had a Mentor. Most of them started out with no money. Most became successful regardless of economic conditions. All of them had a desire to change their financial situation. Conclusion... Real Estate is not one of those "get rich quick" ideas. It is a time-tested, secure instrument that has created millionaires for centuries. Real Estate has proven itself over and over again to be one the best ways to create financial independence. So, how did these ordinary people become wealthy with Real Estate? They would buy "Wholesale" and sell "Retail". Wholesale means buying at a discounted price. Retail means buying at a full price. This is the system that has been used for years by all the successful investors. They would buy properties at discounts and sell them to people who were buying full price. Wholesale Investing for Huge Returns. So, instead of "re-inventing the wheel", I began looking for properties with big discounts. Not only has this decision changed my life, I have discovered the ultimate way to find Real Estate at wholesale prices. It is called Foreclosures. Foreclosure is a process where a property owner fails to make their mortgage payment, therefore creating a delinquent loan. Once the property becomes delinquent, the homeowner begins to receive letters from the lender requesting payment for the mortgage. If the homeowner does not make an effort to make any payments within 90 days, the lender will send them a notice in the mail stating that their home will be sold at public auction. You can see how this creates a sense of urgency for the homeowner, who now faces a difficult decision - what to do with the property? Most homeowners go through a stage of denial, followed by anger, then they become desperate. It is during the latter stage that these homeowners become extremely motivated and where you find most of the bargains. You will be amazed how many times you will end up with properties 20%, 30%, or 40% under market value. The challenge is not finding a homeowner who wants to give you their property. The challenge is finding them in time to work out a deal before the auction or before someone else finds it. T. Sallou took a few hours a day to learn how to invest in Foreclosures and in a few months time he earned $25,000 on the first foreclosure house deal he purchased in San Jose, California. The 3 stages in the Foreclosure process There are 3 stages in the foreclosure process: Before the Auction (Pre-Foreclosure), At the Auction, and After the Auction (Post Foreclosure). No matter which stage in the foreclosure process you choose to invest in, you can make money in all 3. Each stage has it's advantages and disadvantages. Your goal is to find these properties in the Pre-Foreclosure stage so you have more flexibility and score the biggest returns. The Pre-Foreclosure Stage The Pre-Foreclosure stage is where most investors make the largest returns. Simply because you can negotiate for larger discounts. You can expect to purchase a pre-foreclosure anywhere from 25-40% below the market value. There are two phases in the Pre-Foreclosure stage- The first phase being those individuals who are behind on payments and the second phase are those who are behind on payments with a notice of default. Most transactions will occur in the second phase because homeowners try to deny the fact that anything can happen to them, then they become desperate as the foreclosure auction approaches. This becomes the perfect opportunity for you. One of the best ways to purchase a pre-foreclosure 30%-40% below market value is through a process called a Short Sale. A Short Sale is basically when a lender accepts a discount on an existing mortgage to avoid a possible foreclosure auction or bankruptcy. Instead of buying from a seller, you are purchasing the property directly from the lender for a discount. Whether you negotiate with a lender or homeowner, pre-foreclosures are a phenomenal way to find discounted real estate. At the Foreclosure Auction When you attend a Foreclosure Auction, all negotiations are wiped out. The bank will set the amount of how much they want for the property and if you are the successful high bidder, you will be expected to pay that amount in a very short time frame. When a property is auctioned off on the courthouse steps, it is critical to do your homework first. There are several things you need to find out before you ever bid on a property. You need to find out who is initiating the foreclosure process. Sometimes there are two mortgages on the property, and if the 2nd mortgage company is initiating the foreclosure, you will inherit the 1st mortgage. You will need to find out if there are any senior liens against the property that you will be responsible for. You need to find out how much money is required down and how much time you have to come up with the balance. This is one of the disadvantages of this stage, money is required up front which involves more risk. After all is said and done, this is still a phenomenal way to find discounted properties, once you've learned how to limit your risk. The Post Foreclosure Stage This stage is commonly known as the "Bank Owned" stage. All the foreclosed properties that are not purchased at the auction go back to the lender and are referred to as "REO" or Real Estate Owned. These properties are now owned by the lenders who are very motivated to sell these properties as well. They are in the lending business, not the foreclosure flipping business. They would rather see you take out a loan in exchange they would sell this property to you under market value. Plus, all that foreclosure inventory looks bad on the books. Because of the volume of properties that go back to the lenders, they will usually hire a broker to list the properties for them. This cuts out tons of excess legwork on your part. All you have to do is call the broker in charge of all the listings and begin sifting through them until you find the golden nugget. Because this stage is quite a bit easier than the others, it can also be the most competitive, especially since many first time home-buyers are looking for discounts. You will need to get the listings of the property as soon as they come available. You can expect to purchase an "REO" anywhere from 5-15% below the market value. J. Bowman of Ft. Lauderdale, Florida, makes himself a bundle each year buying and quickly selling foreclosures. Joe was a professional photographer at the time, who felt he needed a little more out of life. He finally made the decision to begin investing in Real Estate. He purchased and quickly sold his first foreclosure home and realized that he made more profit on just one foreclosure property than in 6 months of being a photographer. One deal last year he bought for $24,000 and sold it for $63,900. According to MBA, 456,000 homes went into foreclosure last year! That means about 38,000 foreclosure transactions occurred on a monthly basis. Out of that, approximately 20% were picked up in Pre-Foreclosure, 10% were picked up at the auction, and the other 70% went back to the lender as an "REO". Did you get that...? 70% of all foreclosed property is going back to the lenders who turn around and sell them 10% under market value to someone else. If you could purchase just 1 of those properties during the Pre-Foreclosure stage for a 30% discount, then turn around and sell it to a buyer for a 15% discount - would this be worth it? Absolutely! If the property is worth $100,000, you pick it up for $70,000, sell it for $85,000 - Your profit is $15,000 and a win-win for both. No wonder the rich keep getting richer...they work smarter, not harder!! If you could pick up a few of these properties 30% below market value, how many would it take to replace your income? You are probably saying to yourself, "Who in their right mind would give up a perfectly good property for .70 on the dollar?" You would be surprised... There are several reasons homeowners let their property go into foreclosure. Divorce Job Loss Job Transfer Moving Illness Death Understand that people facing foreclosure are motivated. They have a problem and need a solution. You are their solution. They would love to get rid of the property for a discount, rather than go through the headache and embarrassment of foreclosure. W. Robertson of Alamogordo, New Mexico purchased a single family house for only $ 1.00 and he sold it a short time later for a profit of $14,000.00. What's so great about Foreclosures? You do not have to have money, a good job, or even good credit to start investing in foreclosures. Yes, you heard that right. You do not have to have money to begin investing in foreclosures! It is a very creative business. So creative in fact that you can structure your deals "nothing down" or no money out of your pocket and anyone who tells you differently probably does not know much about investing. There are huge profit margins with foreclosures. You can purchase properties anywhere from 20% - 40% under market value. This is what makes foreclosures so attractive, because you can still sell the property to a buyer under market value and make a substantial profit. Foreclosures are at an all time high right now, and there are plenty of them to go around for everyone. Learn how to work smarter not harder. Foreclosures will always be around. You can do this regardless of your age, skill, or experience. This means you can do this without having a college degree. You can do this part time Foreclosure Investing can give you the freedom to do what you want, when you want, with whomever you want. You are your own boss. You spend as much or as little time as you want. If you have a family, this can free up your time to spend with them, and even give you the lifestyle you want to live. Isn't this great...you will be buying these distressed properties at a discount and then sell them to someone else at retail. What's left in the middle is your profit. This means you get to determine how much money you want to make. None of this working for pennies anymore. Move aside Regis, we know who wants to be the next millionaire. This system will teach you: How to negotiate with homeowners in foreclosure so you can pick up these properties 20-40% below market value How to find properties in pre-foreclosure, properties going to auction, and properties the bank owns (REO) How to research properties in pre-foreclosure, at the auction, and as an REO How to creatively finance properties in pre-foreclosure, at the auction, and after the auction What to expect in pre-foreclosure, at the auction, and after the auction How to prepare yourself for each method of foreclosure How to invest in pre-foreclosures, at the auction, and in REO's How to minimize your risk Ways to profit from your investment How to turn and quickly flip your investment for a profit How to calculate your profits How to calculate your fix up costs How to master the art of Short Sales How to research properties online. And much, much more!! Well, what are you waiting for? This could literally change your life. Investors are doing this all over the country, now it's your turn. What you need is knowledge on how to do something the rich are doing, and then apply that knowledge. C. Scholle, in rural Sand point, Idaho, on a part time basis managed to pull together 7 deals and made $10,000 - $15,000 on each one. The Right Knowledge Is What You Need To Get Started And Be Competitive in this industry. There are two ways to wealth, the long route and the short route! Just like everyone else, your time is valuable and so is your hard earned cash. I've done the work so you don't have to. I've spent hundreds of hours researching, compiling, interviewing and condensing my years of investing experience into a complete home-study program. This home-study program will teach you my proven system for investing in Foreclosures. It's not magic, you just need a step-by-step system that teaches you exactly want to do. Most books or educational material spend time teaching you the idea or principal, but avoid giving you the specific, step-by-step instruction on "How To Do It!" They leave it for you to figure out or they'll ask you for more money if you want to learn the specifics. We've left nothing out! These books are like having a mentor at your side every step of the way. Here is what you get... Hidden Fortunes in Foreclosures and Flippers (160 pages) This foreclosure manual is one of a kind. Hidden secrets reveled on how to plan, prepare, purchase and profit from foreclosures. You will learn tips, strategies, and techniques on how to purchase pre-foreclosures, at the auction foreclosures, and after the auction foreclosures. This book teaches you all three methods of foreclosure so you can understand how each process works and how you can profit from each one. Most people have the idea that it takes money to make money. No doubt it's easier, however, you will learn several techniques which require NO money out of your pocket, regardless of your income or credit. We have generated a system that will walk you through each method of foreclosure successfully and get you on your way to financial freedom. We also teach you ways on how to find properties before anyone else. We teach you negotiation skills that will help you learn what to say to a seller in distress. Here are some key concepts you will learn: How to invest in Pre-Foreclosures How to invest in properties at the Auction How to invest in Post-Auction Foreclosures (REO) The steps for Trust Deed and Mortgage states 12 proven techniques on how to Find properties in Pre-Foreclosure How to Research and Evaluate each Foreclosure How to creatively finance foreclosures without money or credit What to say, What not to say to homeowners in distress Negotiation Techniques How to determine the costs of repairs so you can estimate your profits How to find foreclosures on the internet for FREE and much, much, more! Short Sale Secrets (65 pages) Short Sales are one of the best kept secrets in the Real Estate world. It is also by far one of the best ways to discount properties and make huge profits. With a short sale, you are discounting the property from the lender, not the homeowner. If you want to make big money in foreclosures, you must understand and know how to conduct a short sale. This Short Sale Manual provides the reader with step-by-step instruction on how to successfully purchase a property using the short sale technique. There are certain things you must say and do to make a short sale successful. This manual provides you with all the forms, agreements, and example letters you will need to perform a short sale. Filling out the forms can be one of the most challenging obstacles in foreclosures, however, we have filled out example forms for you to look at so you know exactly how to fill them out. Here are some key concepts you will learn: What are Short Sales How to negotiate a Short Sale All about the Deed Setting up a Land Trust Authorization to Release Form Escrow Letters Purchase Agreements Hardship Letters Calling the Banks, what to say, what not to say HUD-1 Settlement Statements BPO's and much, much, more! State-by-State Foreclosure Handbook (115 pages) This Foreclosure Handbook contains the laws, regulations, and procedures in your state. Each state has detailed information on what happens during the foreclosure process, the time allotted for that process, and what happens after that time. We have provided a timeline of events so you can see exactly what happens during that time. This handbook will also show you which loan system is preferred in your state. Here are some key concepts you will learn: The Laws for your state The steps taken during the foreclosure process The time frame it takes to make it happen Which loan system is used in your state; judicial foreclosure or non-judicial foreclosure and much, much, more! Take Action Now and Get This Valuable Bonus! As You Know ... Applied Knowledge is power. Without focused action on your part - it's all wasted. Right now - EVEN TODAY - you must get your money working for you! It's time for you to take action and learn how to invest in foreclosures. You'll be happy you did! But wait....I want you to succeed! I am going to throw in my favorite Foreclosure Directory (a $49.99 retail value) yours FREE when you order today! Special Bonus! The National Foreclosure Directory (275 pages) This is the Complete Resource for the Foreclosure Investor. It Features valuable time saving information. Quickly find Phone Numbers, Addresses, and Research Tools. This is undoubtedly the most Comprehensive Foreclosure Directory on the planet! This book gives you the Inside Investors Edge that you need! You will be able to quickly locate your county auction, know where to go when you begin researching the records, plus get direct access to the county clerk who handles foreclosures. This book has it all!! You will kick yourself for not having the investors #1 Research Book! 275 pages of information on each county in the U.S. There are over 3,000 different counties in the U.S. and this directory contains it all. Here is what the directory contains: The Courthouse Address, City, and Zip The Phone Number for the Clerk All 3,000+ counties in the U.S. If you've checked out other Foreclosure home study courses, you know that they typically sell for $195 up to $1,995. But I still have a soft spot for the working class folks who need my help the most. So for now, I'm holding my price down to just $19.95. You will thank me later. So, for only $19.95 You will be getting this Limited Time Offer when purchased today: Fortunes in Foreclosures ebook (160 pgs) Secrets of Short Sales ebook (65 pgs) State-by-State ehandbook (115 pgs) National Foreclosure Directory ebook (275 pgs) Read it from your computer, save it to a disk/cd or print it from a printer. You choose. In short, you're getting a complete step-by-step system that'll rocket your financial investment plan. In fact, I am so confident that you will love this program that I am willing to give you a .... All I ask is that you show me you tried my techniques as presented, and I'll give you 100% of your money back. Either way, the bonus is yours to keep forever...you can't lose. Fair enough? Special Internet Price $19.95 Click the Button Below to Order Now! So Why Leave Your Future To Chance? Thousands of trusting people have been burned after following - other kinds of investments that were fundamentally flawed. So why waste your time and money on unproven, untested, and unsecured investments? What happens if you procrastinate? First, you'll find yourself in the same position you are now - but here's the worst part: You'll be in the same financial position ten years down the road. Then when you look back, you'll kick yourself knowing if only... Promise yourself right now that you won't make this mistake. Instead, imagine yourself 10 years from now, looking back on today and smiling... You'll laugh at how little I charged you. After all, the $19.95 is only there so you'll actually be motivated to read the book and then apply the knowledge! Get off Your Rusty Dusty and Build Wealth with This Complete Home-study Program. Think about this for a minute... If you would have invested in Real Estate 10 years ago, where would you be today? A Multi-Millionaire?? As my good friend Robert Allen always says, "Don't wait to buy Real Estate, buy Real Estate and wait". By learning the principles and strategies in this program, you can bring about drastic changes in your life and in the lives of others. If you've liked the foreclosure information so far, just envision what you'll learn with my complete Fortunes in Foreclosures Investing Program! Here's what you'll get: Features Fortunes in Foreclosures and Flippers ebook (160 pgs), The Short Sale Secrets ebook (65 pgs), State-by-State Foreclosure ehandbook (115 pgs), National Foreclosure edirectory (275 pgs). Read it from your computer, save it to a disk or print it from a printer. You choose. Special Internet Price of $19.95 Click the Button Below to Order Now! Massive Success- Jarad R. Severe Foreclosures and Flippers.com PS: You have nothing to lose and everything to gain When You Order Today! Take my 90 day money back guarantee challenge. If you're not completely satisfied after trying the techniques, I will personally refund your investment to you. PPS: These ebooks come in an Adobe PDF Document. Webtv users are not able to view these ebooks. To read these ebooks you must have Adobe Acrobat Reader 6.0 or newer, this program is FREE at http://www.adobe.com. Once your payment has cleared, you will be redirected to a secure place on our website where you will be able to download your ebooks at once. ForeclosuresandFlippers.com will, at its option, replace or repair any defective product within 90 days from the date of purchase. After 90 days all sales are final. 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