Work At Home Loan Officer - Broker Program

BECOME A WORK AT HOME LOAN OFFICER/BROKER - EARN UNLIMITED INCOME!

Record Low Interest Rates, Booming Real Estate & Easy Cash Outs Make This The Most Profitable Work At Home Job Available!!
►Are You interested in becoming a loan officer/broker earning $1000 to $5000+per transaction!
►Are you looking for more flexible hours, to become your own boss and financially independent?
►Would you like to determine how much $$$ you make - Earn as much as you want!
►Wouldn't you like to vacation when you want & Get paid huge paychecks for helping others?

Lenders and Mortgage companies will pay you Thousands to close loans with them. There are millions of people looking to buy new homes or refinance a home that they currently own. Loan officers/Brokers are in high demand, and always will be! Originating a mortgage loan is not only easy to do; it is satisfying both financially and in many personal ways. Would you like to stay home with your family, work when you want and however long you want, take vacations spur of the moment and know your finances will not be affected, set your own income goals and achieve them proudly, and best of all help others while helping yourself? Be Your Own Boss! Earnings on one transaction can exceed $10,000 I've done it! Loan officers/brokers are in control of their own income goals, not to many of us have the luxury of working where and when they want and deciding how much their check is going to be every week, now you do! It's not rocket science and you don't need a college degree, or even a high school diploma for that matter. All you need is the information on how to do it provided to you in an easy to learn yet thorough step by step process so that you can get started right away! Loan officers/brokers are some of the most sought after individuals in the world!

FHA VA CONVENTIONAL

ALL IN ONE!

Learn how to originate FHA, VA, and Conventional all in one easy to learn book! Step by step process throughout the book shows you how to originate; purchases, refinances, cash out refinances, streamlines and much more! This book has been used to train mortgage professionals for years and is now available instantly with just a click of a button, not to mention more affordable than ever! Want to get started right away? The book is in PDF format so that you can download the ebook instantly right to your computer, you can print out the book anytime by page, section or in it's entirety!

Scroll down to see Table of Contents

IT'S THE PERFECT WORK AT HOME JOB! WORK WHERE AND WHEN YOU WANT!

Biz Books brings you "How To Originate Mortgages" the most popular and most affordable loan origination manual on the internet! Learn how to originate mortgages. Make thousands! Save thousands! This is simply one of the best opportunities available! How would you like to sit in the comfort of your home, mail out a few loan applications or talk to a few real estate agents and get a nice big check every week??

I have personally made over $21,000+ in a single week originating loans! Want proof? Click Here to take a look at some actual pay stubs! I wake up, work for an hour or so, make a few calls, mail out a few loan applications, and spend the rest of the day doing whatever I want. My book "How To Originate Mortgages" shows you exactly how to originate mortgages. It is one of the easiest and most lucrative jobs in the world! The best part is as a loan broker you set your own schedule. You can work whenever you like, morning, noon, night ... your the boss! Work for 15 minutes or two hours, it's up to you ..you set your own hours!

This is a perfect opportunity for work at home moms, work at home dads or anyone that just doesn't have time for a dead end job.

The manual shows you step-by-step, start-to-finish how to originate mortgage loans such as FHA, VA, Conforming, Refinance Loans and much more, it also includes a list of mortgage brokers and lenders which allow you to work at home in 50 states (No Experience necessary!). Loan brokering is the ultimate work at home job! Some people originate loans part time, 1 or 2 loans a month for an extra $2,000 to $4,000, others make up to $10,000+ per month full time. Its completely up to you!

Could you use some extra money? Would you like to start a new lucrative career? Would you like to learn a new skill that can bring you an unlimited income? Could you use a huge Pay Check? Yes, I am sure you could! Now its possible!

Is there a license required? You Ask!

Some states have license requirements and others don't! We do not give legal advice. Many of the loan agents and loan officers that work with mortgage bankers and lenders are exempt from any requirements in all states as specified by the Mortgage Lending Act. Many lenders and mortgage bankers indicate that they do loans in every state and that there is no license required! We have included contact information for some of them in our book.

Why this program was created:
I used to be a stay at home mom raising our son while my husband went to work. My husband was working for a very successful company and making over $100,000 a year. The money was great and life was good. Unexpectedly his company opened another office and needed him to travel back and forth to Reno for 2 weeks at a time every 4 weeks "temporarily" until the new office was set up. Three years later there he was leaving again for 2 weeks. Our son was getting older now and was left heartbroken every time Daddy left. I needed to do something that would enable me to stay at home and make as much as he did, but what? I had no experience in the Mortgage field other than buying our first home, a friend had just gotten into originating mortgages and would brag to me about how much money he was making part time, I had to see for myself. I immediately looked into it and I was surprised to find out how simple it would be for me to stay at home and broker loans through mortgage brokers. Three months after getting started, my husband was able to quit his job and in just 7 months I made over $145,000! We spend all of our time together and with our growing family. My husband now coaches our son's football team as opposed to never even being able to go to 1 game back then! This is truly a success story and I am proud to share it, that is why I have created this affordable step-by-step, easy-to-learn "How to Originate Mortgages" program. Scroll down to see what others are saying.

Success is within your reach, here's what others are saying:

Every program I looked into on the internet started out at around $300 and that was just for a beginner's program, then they hit you up for the advanced, etc. I found your program and thought for this price what do I have to lose? As it turns out I had everything to gain! Thanks for the break!
Marc M.

Thanks to your program I was able to double my commissions as a realtor. I have found that my clients are much happier knowing that not only will I find them the house of their dreams, I can also get them the best financing available all in 1 shot.
Kathleen R.

I just closed my first loan and it took me about 4 hours total and I made $2,860 which is just shy of what I make in a whole month at my job now, this is something I definitely look forward to doing more of!
Jared K.

I originally purchased your program because I was looking to buy my first home. I wanted to know exactly what I was getting into and how it all worked. I heard horror stories from my friends who got raked in closing costs and I didn't want to go through the same. After reading all of the information in your program I had all the ammunition I needed to get the best rate at an affordable cost. More and more I found that everyone was coming to me for advise, which was then when I decided to make a career of it. I am now originating loans full time and making more money than I ever dreamed, just for helping people get a home loan. I can honestly say that everything happens for a reason! I have a happy, healthy family and a truly rewarding career! Thanks a bunch!
Kate M.

Sign up now to have instant access to our members area and download "How To Originate Mortgages" Today. There is no need for you to run out and get paper because the book is in PDF Format and can be read on your computer and printed at any time with free Adobe Acrobat Reader. (If you do not have Adobe Acrobat Reader Don't worry), a link to download the latest version for free is included in the members area!

Actual Pay Stubs!! Want to see some more pay stubs! Click Here to take a look at some more actual pay stubs!

The E-Book includes over 340 pages of valuable information!

The book is broken down into easy to learn and easy to understand sections!

Table of Contents

SECTION 1 INTRODUCTION TO RESIDENTIAL LOAN ORIGINATION

SECTION 2 THE PRINCIPLES OF ORIGINATING FHA LOANS

SECTION 2-1 ABOUT THE FEDERAL HOUSING ADMINISTRATION

SECTION 2-2 ADVANTAGES OF AN FHA LOAN

SECTION 2-3 WHO IS ELIGIBLE FOR AN FHA LOAN

SECTION 2-4 FHA MORTGAGE LIMITS FOR SINGLE FAMILY 1-4 UNIT PROPERTIES

SECTION 2-5 TYPES OF PROPERTIES ELIGIBLE FOR AN FHA LOAN

SECTION 2-6 MOST TYPICAL FHA FINANCING FOR PURCHASE TRANSACTIONS

SECTION 2-7 MORTGAGE TYPES OFFERED UNDER FHA

SECTION 2-8 COSTS OF FHA MORTGAGE INSURANCE AND CALCULATING MIP REFUNDS

SECTION 2-9 CALCULATING THE DOWN PAYMENT FOR AN FHA
PURCHASE

SECTION 2-10 ALLOWABLE CLOSING COSTS THAT MAY BE INCLUDED IN ACQUISITION

SECTION 2-11 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 2-12 WHAT FHA CONSIDERS TO BE ACCEPTABLE INCOME

SECTION 2-13 FHA COMPENSATING FACTORS

SECTION 2-14 QUALIFYING RATIOS AND CALCULATIONS FOR FHA INSURED MORTGAGES

SECTION 2-15 ANALYZING A BORROWERS CREDIT FOR AN FHA MORTGAGE

SECTION 2-16 FHA ACCEPTABLE DOWN PAYMENT FUNDS


SECTION 3 THE PRINCIPLES OF ORIGINATING FHA
REFINANCE LOANS

SECTION 3-1 FHA STREAMLINE REFINANCE WITHOUT AN APPRAISAL

SECTION 3-2 FHA STREAMLINE WITH AN APPRAISAL

SECTION 3-3 FHA NO CASH OUT REFINANCE (NON STREAMLINE)

SECTION 3-4 FHA CASH OUT REFINANCE (NON STREAMLINE)

SECTION 4 THE PRINCIPLES OF ORIGINATING VA LOANS

SECTION 4-1 ABOUT VA MORTGAGES

SECTION 4-2 ADVANTAGES OF VA GUARANTEED MORTGAGES

SECTION 4-3 WHO IS ELIGIBLE FOR A VA LOAN

SECTION 4-4 VA MORTGAGE LIMITS AND ENTITLEMENT

SECTION 4-5 TYPES OF PROPERTIES ELIGIBLE FOR A VA LOAN

SECTION 4-6 MOST TYPICAL VA LOANS FOR PURCHASE AND OCCUPANCY REQUIREMENTS

SECTION 4-7 MORTGAGE TYPES OFFERED UNDER VA

SECTION 4-8 COSTS OF A VA MORTGAGE (FUNDING FEE)

SECTION 4-9 THE VA DOWN PAYMENT

SECTION 4-10 VA ALLOWABLE CLOSING COSTS

SECTION 4-11 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 4-12 WHAT VA CONSIDERS TO BE ACCEPTABLE INCOME

SECTION 4-13 VA COMPENSATING FACTORS

SECTION 4-14 VA RATIO AND RESIDUAL QUALIFYING CALCULATIONS

SECTION 4-15 ANALYZING A BORROWERS CREDIT FOR A VA MORTGAGE

SECTION 5 THE PRINCIPLES OF ORIGINATING VA REFINANCE LOANS

SECTION 5-1 VA INTEREST RATE REDUCTION REFINANCE LOAN (IRRRL)

SECTION 5-2 VA CASH OUT REFINANCE

SECTION 6 THE PRINCIPLES OF ORIGINATING CONVENTIONAL CONFORMING LOANS

SECTION 6-1 ABOUT CONVENTIONAL CONFORMING MORTGAGES

SECTION 6-2 WHO IS ELIGIBLE FOR A CONVENTIONAL CONFORMING LOAN

SECTION 6-3 CONVENTIONAL CONFORMING MORTGAGE LIMITS 1-4 UNIT PROPERTIES

SECTION 6-4 TYPES OF PROPERTIES ELIGIBLE FOR A CONVENTIONAL CONFORMING LOAN

SECTION 6-5 CONVENTIONAL CONFORMING FINANCING FOR PURCHASES

SECTION 6-6 CALCULATING THE DOWN PAYMENT

SECTION 6-7 ACCEPTABLE FUNDS FOR DOWN PAYMENT AND CLOSING COSTS

SECTION 6-8 COSTS OF CONVENTIONAL CONFORMING PRIVATE MORTGAGE INSURANCE

SECTION 6-9 DOCUMENTS TO BE OBTAINED AT APPLICATION

SECTION 6-10 ACCEPTABLE INCOME

SECTION 6-11 ANALYZING A BORROWERS CREDIT

SECTION 6-12 QUALIFYING RATIOS AND CALCULATIONS FOR CONVENTIONAL CONFORMING MORTGAGES

SECTION 6-13 CONVENTIONAL CONFORMING COMPENSATING FACTORS

SECTION 6-14 TYPES OF CONVENTIONAL CONFORMING MORTGAGE PRODUCTS


SECTION 7 THE PRINCIPLES OF ORIGINATING CONVENTIONAL CONFORMING REFINANCE LOANS

SECTION 7-1 CONVENTIONAL CONFORMING RATE & TERM REDUCTION REFINANCE LOANS

SECTION 7-2 CONVENTIONAL CONFORMING CASH OUT REFINANCE
LOANS

SECTION 7-3 CONVENTIONAL CONFORMING STREAMLINE LOANS

SECTION 8 LOAN ORIGINATION FEES AND UNDERSTANDING RATE SHEETS

SECTION 8-1 LOAN ORIGINATION FEES

SECTION 8-2 UNDERSTANDING RATE SHEETS

SECTION 8-3 LOCKING A RATE

SECTION 9 DETERMINING CLOSING COSTS AND THE BREAK DOWN OF THE GOOD FAITH ESTIMATE

SECTION 10 THE UNIFORM RESIDENTIAL LOAN APPLICATION (URLA 1003)

SECTION 10-1 COMPLETING THE APPLICATION

SECTION 11 ORIGINATING A PURCHASE TRANSACTION

SECTION 11-1 STEP BY STEP PURCHASE TRANSACTION

SECTION 12 ORIGINATING A REFINANCE TRANSACTION

SECTION 12-1 STEP BY STEP REFINANCE TRANSACTION

GLOSSARY OF MORTGAGE TERMS

Special Price Today ONLY $59.95! We will be increasing the price again soon!
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