The Top Two Credit Repair Options
Do it Yourself
Credit Repair Kit
Everything you need to begin repairing
your credit today.
"Give Yourself Credit" details the truth about credit reporting, credit bureaus, financing, credit scores, disputing bad credit and the best countermeasures available to recover credit worthiness.
The Information in this guide represents over 15 years of research and experience in the field. The authors of this guide have witnessed the deletion of over 115,000 negative credit items using the exact methods described throughout the guide.
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"Give Yourself Credit"
Do it yourself approach
Only $39.95 one time fee.
Professional Credit
Repair Service
Efficient and affordable. All you do is
sign up and they do the rest.
If you are ready to have your credit repaired but aren't up to doing it yourself, we highly recommend having the most trusted credit restoration law firm do it for you. Lexington Law Firm is the leader is legal credit restoration.
You pay a low monthly fee of only $39.00 and all of the disputing is done for you. No headaches, no worries, just ease of mind. Get the score you deserve. Start today!
Professional Credit
Repair Service
Only $39.00 a month.
This Week's Credit Term
Advance-fee loan: A loan calculated so that all the finance charges and other creditor expenses are deducted before the consumer receives the principal. ---more terms
You don't have to live with bad credit.
The effects of a low credit score:
1. Higher interest rate on loans.
2. Denial of revolving credit accounts. (credit cards)
3. Lower credit amounts.
4. Higher insurance rates (yes, many insurance companies now check your credit score)
4. Rejection of employment. (many employers now check the credit of there potential employees)
Credit Reports
A credit report is a constantly changing report that reflects all debt information that is attached to a person. This information can be updated daily. This means if you view your credit report today, and then view it again in a week, there will most likely be some changes. Changes occur when one of your creditors sends the Credit Bureaus new payment information on you for the most recent billing cycle. Some of the information that your credit report consists of:
- If there are any public records on you such as judgments, bankruptcies, or tax liens.
- Your current billing address
- List of all creditors past and present
- List of all accounts presently open
- Amount owed on each account
- Amount available on each account
- List of all late payments or non-payments
Who looks at your credit report? ----more
If you haven’t checked your credit report recently you may be surprised at the results. Millions of Americans who think they have great credit are shocked when they are turned down for a credit card, car loan, or home mortgage. Bad Credit is easy to get, but could take you seven years to get rid of. Are you thinking not me? I have great credit! If you have moved, are paying on a student loan or share a name with someone in town you may be surprised at the story that your credit report is telling everyone about you
A 30-day late on your credit report may look bad but three or four of them after a move may cause your credit to nose dive without you even noticing.
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